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PayPal Credit

Pay now or pay over time with PayPal Credit. Just use PayPal Credit in PayPal checkout.

Subject to credit approval.

About PayPal Credit

PayPal Credit is a digital, reusable credit line available to purchase goods and services from thousands of online stores. Use PayPal Credit to shop anywhere PayPal is accepted.

More payment flexibility

Pay now or over time. You decide what's best for you. Plus PayPal Credit delivers the same trust, security, and flexibility that you get from PayPal.

Get Special Financing

Whether you're buying the perfect gift or purchasing a new couch, you can get 6 months special financing on purchases of $99 or more. The best part? This isn't a one-time offer.

Easy, fast checkout

There's no credit card needed, and no account numbers to enter. Simply choose PayPal Credit as your preferred way to pay when checking out with PayPal.

Purchase Protection

If something goes wrong with your order, PayPal will reimburse you for the full purchase price plus any original shipping costs. (See limitations and learn more).

Click here to apply for PayPal Credit and view the Terms and Conditions

PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges.

Have more questions?

Visit Our FAQs

Copyright 2019 Bill Me Later, Inc. All rights reserved. The lender for PayPal Credit accounts is Synchrony Bank.